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Learn More About Our Health Insurance Plans

Health & Wellness

Health & Wellness PPO Plans provide benefit wellness and health screening services without having to satisfy a calendar year deductible. These plans utilize a nationwide PPO network. 

Primary care and specialists

Providing first dollar benefits for everyday expenses without a calendar year deductible having to be first satisfied.

All plans include coverage for primary, specialist

Emergency room and Hospitalization

Providing comprehensive outpatient and inpatient medical expense coverage across 95% of hospitals nationwide. After a deductible is met, 100% of expenses for covered sickness and bodily injury is available for all plans. 

But, why pay for comprehensive medical expense coverage until you need it? With this option you only pay for what you need.  Providing you with the best coverage at the best prices. 

Protect your lifestyle

The critical illness coverage provides 10k to 100k payment to the insured to help offset any out of pocket personal expenses or other household expenses if a covered critical health incident occurs. Additionally,  100% of the plan’s benefit amount is paid to beneficiary quickly upon claim. This unique and valuable coverage is achieved by combining a renewable term life benefit payable to the plan’s insured during critical times illnesses, injuries, and surgeries.


The dental options can help your family maintain a healthy smile. The plans provide coverage immedeitly for preventive, basic, and major dental care, after a deductible. Unlike some other dental plans, coverage is not limited to a select list of providers. Our dental plans can be used at any dentist as they are nationwide PPO plans.


Our vision plans are easy to use and can help save you money with both insurance benefits and negotiated discounts provided by a major vision provider. Benefits include an annual comprehensive eye exam, corrective standard lenses, and frames, or corrective contact lenses in lieu of lenses and frames

ADDitional BenEfits

Members automatically receive many privileges, discounts and benefits, all at no additional cost, including some of the more popular ones listed below:

  • Unlimited non-emergency telemedicine consultations through the physician’s group, including prescriptions sent to the Member’s pharmacy. Online dermatology and behavioral health consultations are also available to Members at reduced rates.
  • Hospital Confinement Room & Board Daily Benefits
  • Accidental Bodily Injury Excess MedicalExpense Benefits
  • Accidental Death & Dismemberment Benefits

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